Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Will Medicare Cover My Medical Equipment?
Posted: June 6, 2023
Will Medicare Cover My Medical Equipment?Under Medicare Part B, medically necessary durable medical equipment (DME) is covered. Some of the items Medicare covers include walkers, canes, nebulizers and nebulizer medication, suction pumps, blood sugar meters, and more. Medicare covers DME in a few different ways, and depending on the equipment you need, you might have to rent it, buy it, or be given the choice to rent or buy the...
What Happens to My Employer-Sponsored Health Insurance After I Get Medicare?
Posted: April 21, 2023
What Happens to My Employer-Sponsored Health Insurance After I Get Medicare?If you have employer-sponsored health insurance and you will soon be eligible for Medicare, you may be wondering what will happen to it once coverage kicks in. The short answer is yes, you can keep both the coverage provided by your employer as well as your Medicare. You can also choose to drop your employer’s health plan, but it is not a requirement. The size...
What Documents Do I Need When Applying for Medicare?
Posted: April 6, 2023
What Documents Do I Need When Applying for Medicare?If you are approaching the time to enroll in Medicare, take the time to gather the documentation the agency requires. Medicare allows you to enroll online, by phone, or in person at a local Social Security office. The documentation needed will depend on whether you already receive Social Security benefits. If you do, there is no need to submit documents. If you do not yet...
Will My Income Affect My Medicare Premium?
Posted: March 21, 2023
Will My Income Affect My Medicare Premium?Medicare has an “income-related monthly adjustment.” What does that mean to you? If you are a higher income earner, you will pay more for Medicare Part B, which covers doctor and outpatient care, and a range of other services. Essentially, if you are a higher-income earner, you will be required to pay a larger percentage than others who are on Medicare. You could pay between...
How to Improve and Strengthen Motor Skills
Posted: February 21, 2023
How to Improve and Strengthen Motor SkillsAging affects the brain as well as the rest of the body. With advanced age comes a decline in sensorimotor function and control. This can affect gait, balance, fine motor control, and the ability to perform activities of daily living. Seniors who lose these abilities may not be able to maintain their independence. The good news is that physical activity may offset some of the...